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June 2, 2017 2:44 pm

8 Criteria to Quality for ITIN Mortgage Loans

ITIN stands for Individual Tax Identification Number. ITIN Mortgage Loan is for people wants to buy a home in the United States but do not have social security. Currently, it is available to people who are looking to purchase a home in Alaska, California, Colorado, Florida or Illinois.

Do you qualify for an ITIN mortgage loan? The following 8 criteria tells you whether you qualify for an ITIN Mortgage Loan.

1. Filed at least 2 years of taxes with an Individual Tax Identification Number
2. Able to provide 2 years tax returns filed under the ITIN
3. Have worked in the same line of work for the 2 years.
4. Can provide pay stubs for the last month.
5. Credit score should be greater than 620. Bankruptcy or foreclosure does not mean mortgage is not available.
6. Looking for a home in the following states: Alaska, California, Colorado, Florida or Illinois
7. Retain a debt to income ratio of less than 55% with compensation factors
8. Have a 20% down payment – Gift funds are as long as 5% is from the borrower

Visit Prime 1 Bancorp for more information. Begin your application now. It take as quick as 30 days to process your application.

GALLERY

June 2, 2017

8 Criteria to Quality for ITIN Mortgage Loans

ITIN stands for Individual Tax Identification Number. ITIN Mortgage Loan is for people wants to buy a home in the United States but do not have social security. Currently, it is available to people who are looking to purchase a home in Alaska, California, Colorado, Florida or Illinois. Do you […]
June 1, 2017

Why You Should Resell Your Old Apple Product

Do you remember the first day you purchased your first Apple product? If you’re the type of person who takes great care of their devices, then you should be rewarded. It is no small task trying to make your Apple device last more than a couple of years and if […]
April 5, 2017

All You Need to Know before Buying a Laptop

If you find yourself in need of buying a laptop, but you also find yourself dazed by all the choices that you have at your disposal in terms of design, functionality, and specs, don’t despair. We will try to provide here the best laptop guide in order to understand what […]
April 5, 2017

Why You Should Make a Quilt?

All of us understand there are a lot of reasons why you should not begin a new quilt. You must clean the home. You must be working, or maybe spending additional time with family. But a lot of quilters say it is truly advantageous to their health and well-being to […]