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June 1, 2017

ITIN stands for Individual Tax Identification Number. ITIN Mortgage Loan is for people wants to buy a home in the United States but do not have social security. Currently, it is available to people who are looking to purchase a home in Alaska, California, Colorado, Florida or Illinois.

Do you qualify for an ITIN mortgage loan? The following 8 criteria tells you whether you qualify for an ITIN Mortgage Loan.

1. Filed at least 2 years of taxes with an Individual Tax Identification Number
2. Able to provide 2 years tax returns filed under the ITIN
3. Have worked in the same line of work for the 2 years.
4. Can provide pay stubs for the last month.
5. Credit score should be greater than 620. Bankruptcy or foreclosure does not mean mortgage is not available.
6. Looking for a home in the following states: Alaska, California, Colorado, Florida or Illinois
7. Retain a debt to income ratio of less than 55% with compensation factors
8. Have a 20% down payment – Gift funds are as long as 5% is from the borrower

Visit Prime 1 Bancorp for more information. Begin your application now. It take as quick as 30 days to process your application.

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